E-Four and AAF

May 05, 2023 E-Four and AAF has:

•  satisfactorily met all the standards prescribed by the Accreditation Committee concerning educational quality, institutional integrity and public accountability, through a voluntary, non-governmental review process of quality assurance and institutional development.
• Upon evaluations of the following areas, FULL ACCREDITATION is awarded by International Quality Assurance for Higher Education: Academic Quality and Integrity, Teaching Staff Qualifications, Delivery of Programs, Students Services and Website Design and Performance.

<<Valid from 5 May 2024 to 4 May 2025>> E-FOUR AND AAF’S INSTITUTIONAL PROFILE  E-Four and AAF is a global training and consulting firm founded by Ehi Eric Esoimeme Esq., Doctor of Law - JD, International Law (US Equivalent Degree), Doctor of International Relations (H.C.), Doctorate in Financial Crimes (H.C.), LLB. BL., LLM., ICA., CAMC., CCO., CPRM., CRA., FGAFM., FCACC., FIMC., Hon. FQAHE., DProfQAHE., Qualified Lawyer, an author of more than 50 publications, including ten books on financial crime compliance while his research on corruption and anti-corruption has been featured on Harvard Law School's bibliography on corruption and anti-corruption. E-Four and AAF engages in training and general consultancy activities on anti-money laundering compliance.   The Firm consists of highly experienced individuals recognised by the leading ranking agencies as experts in financial crime and anti-money laundering compliance, and legal practitioners who embody the best of the profession. ​ At E-Four and AAF, multi-national companies, local entrepreneurs and pro bono clients can expect the same level of world class legal services delivered with the highest ethical standards. ​ WHAT WE DO  E-Four and AAF provides training, awareness and capacity-building to financial institutions and designated non-financial institutions for compliance officers and as part of the orientation programmes for new staff and those posted to the front office, banking operations and branch office staff, particularly cashiers, account opening, mandate, and marketing staff, internal control and audit staff and managers. Our training modules are designed for the entire company and delivered through training webinars and a series of workshops. This allows for illustrative case studies to be switched for the ones that are relevant and understandable to a particular audience. The focus of our training programme is on providing financial institutions and designated non-financial institutions with a clear understanding of their due diligence obligations. The analytical approach adopted by E-Four and AAF for training ensures that clients will achieve the following:

1. remain familiar with the concepts of money laundering and terrorist financing;
2. become aware of the threat money laundering and terrorist financing poses to bankers or practitioners;

• maintain a proportionate and risk-level-based approach to those threats;

1. adopt the AML/CTF procedures appropriate to that level of risk; and
2. review and maintain those procedures regularly.

E-Four and AAF is an Accredited Training Provider for the Global Academy of Finance and Management (GAFM) and the American Academy of Project Management (AAPM) certification programmes. With this partnership, E-Four and AAF offers various GAFM® and AAPM ® certifications in conjunction with its existing/relevant training programmes and courses. GAFM® and AAPM ® courses are TUV Accredited, ISO 9001 Accredited, ISO 29990 Accredited, AABFS Accredited, CHEA Standards, EU Compliant Level VII, and ACBSP Articulation Awarded Credential. On May 5, 2022, E-Four and AAF was granted full accreditation by the International Association for Quality Assurance in Higher Education (QAHE). QAHE is an expert in recognizing higher education institutions for research performances, student services and quality of teaching to value the confidence of the public along with supporting the development of quality assurance systems worldwide.  We, at E-Four and AAF, are always committed to providing participants with the best possible learning experience and thus, continue to invest in both our facilities and our innovative approach towards education on financial crime compliance. In addition to being an Accredited Training Provider for the Global Academy of Finance and Management (GAFM) certification programs on financial crime compliance, E-Four and AAF offers short courses on financial crime compliance that run for 6 hours and shorter courses that run for 3 hours. Currently, we offer the following Training Courses:

1. Identifying and reducing the money laundering and other illicit financial risks associated politically exposed persons (PEPs).
2. Recognizing and mitigating the money laundering and other illicit financial risks associated with cash-intensive businesses and entities.
3. Managing the money laundering and other illicit financial risks associated with transactions involving legal entities and arrangements.
4. Managing the potential money laundering and other illicit financial risks associated with relationships with third-party entities that process payments for telemarketers, online businesses, and other merchants (collectively "merchants").
5. Managing the money laundering and other illicit financial risks associated with transactions involving accounts held by nonresident aliens (NRA) and foreign individuals.
6. Recognizing and mitigating the money laundering and other illicit financial risks associated with Money services businesses (MSB).
7. Managing the money laundering, terrorist financing and other illicit financial risks associated with the accounts of non-profit organisations (NPOs).
8. Understanding and managing the money laundering and other illicit financial risks associated with Fintech Service Providers
9. Managing the money laundering and other illicit financial risks of correspondent banking relationships.
10. Managing the money laundering and other illicit financial risks associated with private banking relationships for both domestic and international customers.
11. Managing the money laundering and other illicit financial risks associated with payable through accounts (PTA)
12. Managing the money laundering and other illicit financial risks associated with trust and asset management services
13. Identifying the elements of trade that facilitate Trade Based Money Laundering (TBML) and the mechanisms of trade finance used in TBML
14. Recognizing and mitigating the money laundering and other illicit financial risks associated with professional service provider relationships
15. Managing the money laundering and other illicit financial risks associated with prepaid access products
16. Managing the money laundering and other illicit financial risks associated with electronic banking (e-banking) customers, including Remote Deposit Capture (RDC) activity
17. Identifying and reducing the money laundering risks posed by individuals who have been unknowingly recruited as money mules
18. Mitigating the risk of money laundering and combating financial crimes using Artificial Intelligence

The E-Four and AAF Short Courses on Financial Crime Compliance will assist participants in identifying the money laundering and terrorist financing and other illicit financial activity risks associated with high risk customers, products and services and in developing appropriate internal controls (i.e., policies, procedures, and processes) to mitigate the identified risks. Understanding the money laundering and terrorist financing and other illicit financial activity risks associated with high risk customers, products and services enables reporting entities to better apply appropriate risk management processes to the anti-money laundering (AML) compliance programme to mitigate and manage risk and comply with AML regulatory requirements. Upon successful completion of an E-Four and AAF Course on Financial Crime Compliance, you will receive a Certificate of Completion of the Training with assigned CDP Points from E-Four and AAF and the Global Academy of Finance and Management (GAFM). 6 hours Courses come with 20 CDP Points while 3 hours Courses come with 10 CDP Points. So if you enrol for three Courses, you will be entitled to 60 CDP Points. With 60 CDP Points from E-Four and AAF, you can apply to be nominated for CFC, CDDP and/or CMRA Certifications. With 120 CDP Points, you will automatically qualify for the CCO Certified Compliance Officer Certification. With 180 CDP Points, you will automatically qualify for the CAMA – Certified Anti-Money Laundering Auditor™ Certification and with 240 CDP Points you automatically qualify for CAMC Certified Anti-Money Laundering Consultant ® and other relevant GAFM Certifications. With a GAFM Certified Course, you can use the designation on your business card and resume and you will be granted access to 22 months membership to the GAFM ™ professional body and access to the GAFM ™ network and body of information online. You will receive a Gold Embossed Certificate with your name and designation as MGAFM (Member of the Global Academy of Finance and Management) and Free access to the E-Four and AAF digital financial newspaper for 1 year. This newspaper will be released 2 times in a year. You can view the E-Four and AAF Course Brochures here: https://efour-aaf.com/short-courses-on-financial-crime-compliance.html  and our Training Calendar here: https://efour-aaf.com/training-calendar.html For comprehensive information on E-Four and AAF's Short Courses, you can view our Frequently Asked Questions and Answers here: https://efour-aaf.com/frequently-asked-questions.html If interested, you can register your interest by following this link: https://forms.gle/GgjnurAJHmAWyLCY6 OUR VISION Our vision is to be the top training and consulting firm in Africa, Asia and Europe known for providing practical and tailored solutions to complex financial crime issues and legal problems with the shortest possible turnaround time. OUR PHILOSOPHY Our philosophy at E-Four and AAF is to strive to add value to the transactions on which we work by being more than just providers of legal services but also considering ourselves client partners and embracing and exceeding our clients’ expectations.  OUR CULTURE Service par excellence; attention to detail; dedication to proffering practicable solutions to complex legal problems with an unmatchable turnaround time... OUR FACULTY

1. Ehi Eric Esoimeme Esq., Doctor of Law - JD, International Law (US Equivalent Degree), Doctor of International Relations (H.C.), Doctorate in Financial Crimes (H.C.), LLB. BL., LLM., ICA., CAMC., CCO., CPRM., CRA., FGAFM., FCACC., FIMC., Hon. FQAHE., DProfQAHE., Qualified Lawyer. ​

  Founder and Managing Partner  Ehi Eric Esoimeme Esq., Doctor of Law - JD, International Law (US Equivalent Degree), Doctor of International Relations (H.C.), Doctorate in Financial Crimes (H.C.), LLB. BL., LLM., ICA., CAMC., CCO., CPRM., CRA., FGAFM., FCACC., FIMC., Hon. FQAHE., DProfQAHE., Qualified Lawyer is the Founder and Managing Partner of E-Four and AAF (a global consultancy firm that also offers training and education to financial institutions and designated non-financial businesses and professions on anti-money laundering compliance). His area of specialism and expertise is in countering financial crime. This is categorized into regulatory law, substantive law, and professional compliance guidance in terms of strategic management of money laundering risks and vulnerabilities. Ehi Eric Esoimeme’s skill and knowledge in the field of the financial crime space are drawn from his many years of experience as a researcher and consultant in anti-money laundering laws and policies, counter-fraud measures, and anti-corruption strategies. So far, Ehi Eric Esoimeme has authored more than 50 publications, including ten books on financial crime compliance while his research on corruption and anti-corruption has been featured on Harvard Law School's bibliography on corruption and anti-corruption. Ehi Eric Esoimeme’s second book titled "The Risk-Based Approach to Combating Money Laundering and Terrorist Financing" was rated as the #5 best money laundering book of all time by Financial Expert in its 2021 refresh of the rankings while Ehi’s fifth book “Balancing Anti-Money Laundering/Counter-Terrorist Financing Requirements and Financial Inclusion” was named one of the best Banks books of all time by BookAuthority. As featured on CNN, Forbes and Inc – BookAuthority is the leading site for book recommendations. On July 27, 2022, Ehi Eric Esoimeme’s Research Items on Financial Crime Compliance reached a new Milestone of 30,000 reads on ResearchGate. Ehi Eric Esoimeme received a bachelor’s degree in law from the University of Lagos and holds a master’s degree in International Commercial Law with specialization in international banking law and anti-money laundering compliance from Cardiff University. Ehi Eric Esoimeme holds the U.S. equivalent of a Juris Doctor in International Law awarded by Regionally Accredited Universities in the United States. On 11 May 2022, Ehi Eric Esoimeme received the Honorary Doctorate Degree in Financial Crimes jointly issued by American University of Business & Social Sciences and the International Association for Quality Assurance in Pre-tertiary and Higher Education (QAHE). In a letter dated 7 March, 2023, the Governing Council of Institut Universitaire du Bénin (IUB) approved that a Honourary Degree of Doctor of International Relations (Honoris Causa) of Institut Universitaire du Bénin (IUB) be conferred on Ehi Eric Esoimeme. The Conferment Ceremony is slated for October, 2023. Ehi Eric Esoimeme is currently studying at the University of Lagos for a PhD degree in the Tracing and Recovery of the Proceeds of Corruption. Ehi Eric Esoimeme is a fellow of the International Institute of Certified Forensic Investigation Professionals Inc., USA., a fellow of the Global Academy of Finance and Management, a Honorary fellow of the International Association for Quality Assurance in Pre-tertiary and Higher Education, a fellow of the Institute of Management Consultants, a senior member of the Risk Management Association of Nigeria, a certified anti-money laundering consultant, a certified anti-corruption consultant, a certified risk analyst and project risk manager, a professional member of the Association for Computing Machinery and a member of the Nigerian Bar Association. Ehi currently serves on the Editorial Advisory Board/Editorial Board of the Journal of Economic Criminology, Elsevier; Journal Corruptio, Universitas Lampung (Indonesia); the Journal of Blockchain & Cryptocurrency publication, IFSA Publishing, S.L. (Barcelona, Spain); the Lagos Bar Journal, Nigerian Bar Association (Nigeria); and reviews manuscripts for several international journals, including Cogent Social Sciences Journal (Taylor and Francis) and Padjadjaran Journal of Law (Faculty of Law, Universitas Padjadjaran). Ehi has served as the Editor in Chief of DSC Publications Ltd., a leader and pioneer in legal publishing in Nigeria. As Editor in Chief, Ehi successfully completed two major projects for the firm. The first was published in 13 volumes, while the second was published in seven volumes. Ehi Eric Esoimeme has chaired and moderated several panel discussions on money laundering and combating financial crimes. He recently chaired and moderated the panel discussion on the topic “Mitigating the risk of money laundering and combating financial crimes using Technology” at the AML and Fraud Africa Virtual Conference. He also chaired and moderated the panel discussion "Understanding the Challenges and Opportunities in Ethics and Compliance" at the AML and Fraud Africa Virtual Conference.  Ehi has also made several impactful presentations at International Conferences. On February 12, 2021, Ehi presented at the International Conference organised by the Center of Pakistan and International Relations (COPAIR) on the Conference theme “Challenges for Pakistan in combating Money Laundering & Financing of Terrorism”. His topic presentation focused on “Implementing the preventive measures of Recommendations 10 to 23 of the Financial Action Task Force using a hybrid of rules and predictive models: The Case of Pakistan”. On October 27, 2021, Ehi presented at the International Conference organised by the International Compliance Association and Navigate Compliance on the topic discussion “Free Trade Zones, Illicit Finance and Financial Crime Risk.” Ehi Eric Esoimeme has received numerous awards. On July 4, 2022, Ehi Eric Esoimeme obtained the Distinguished Professorship Award in Financial Crimes Compliance jointly awarded by American University of Business & Social Sciences and the International Association for Quality Assurance in Pre-tertiary and Higher Education (QAHE). In 2021, Ehi Eric Esoimeme became a well-recognized community leader when he formed the Concerned Residents of Surulere Advocacy Group in partnership with Honourable Desmond Elliott to advocate against electricity fraud which culminates into high estimated electricity bills and the shortage of Prepaid meters. The movement has been successful in creating awareness of the rights of the people to dispute their electricity bills and apply for prepaid meters. The movement has also been successful in educating the general public on the platform set up to help Surulere Residents contest their Bills. The platform collates the relevant information to help Surulere Residents contest their high estimated bills on their behalf through legal complaints and petitions. Once the Bills are contested through the Pressure Group Platform, the account is placed on open reconciliation. This platform is supported by the law firm of Barrister Ehi Eric Esoimeme (E-Four and AAF) which provides probono legal services to Surulere Residents with estimated billing issues and prepaid meters. The latest Petition which received more than 3000 signatures from Surulere Residents and filed by Barrister Ehi Eric Esoimeme with the Federal Ministry of Power has achieved the desired results. Power Supply has since improved and Prepaid Meters are now issued within a reasonable time. The movement has seen more than 200 high estimated billing accounts receive credit adjustment. This movement was inspired by the will and desire of Barrister Ehi Eric Esoimeme to fight electricity fraud. Barrister Ehi Eric Esoimeme is a Financial Crimes Compliance Consultant with more than a decade of research and practical experience.

2. Emmanuel Oluwasina Sotande (PhD Leeds)AML/KYC Expert and Contributor

Dr. Emmanuel Oluwasina Sotande is a Professional with over 20 years working experience and 17 years of experience in monitoring the threats of organised and serious crime, anti-corruption, combating the financing of terrorism (CFT) anti-money-laundering (AML) compliance, risk management and criminal business modelling. He is a pioneer of the Economic and Financial Crimes Commission (EFCC), and currently a Director and Head, State Government Accounts & Reporting Department in the Nigerian Financial Intelligence Unit (NFIU). His team ensures development of strategic products: Crime typologies studies; Crime trends and patterns Analysis; Crime prevention advisories to Governments and; Policy Makers and Crime risk assessments including sector-based risk assessment for reporting entities and Competent Authorities. Dr. Emmanuel Oluwasina Sotande was appointed by Transparency International as a Peer Reviewer for Government Defence Integrity Index for Zimbabwe and Nigeria. This role involves the assessment of Country Assessor’s responses to the questionnaires on the Government Defence Integrity Index in those countries between February, 2012 to 2015. Between 2018 to 2020, he conducted three (3) AML/CFT Typologies Studies for the GIABA, a specialised institution of the ECOWAS Commission and Nigeria respectively. On the 15 of October, 2019, he was appointed as the Regional Technical Advisor for combating illicit financial flows in West Africa by the Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) Global programme in Combating Illicit Financial Flows. The position he declined for his current leadership role at NFIU. Emmanuel is a member of many professional and social bodies including Association of National Accountant of Nigeria (ANAN), Chartered Institute of Taxation of Nigeria, and Institute of Compliance, Nigeria. He is also an associate member of the Association of Certified Anti- Money Laundering Specialists in the United States. Emmanuel is an active committee member of the prestigious Cambridge International Symposium on Economic Crime at Jesus College in University of Cambridge, United Kingdom.

3. Kumaresan, N. (CAMS) (CAMI)AML/KYC Consultant

Kumaresan, N. has over 12 years of experience in the field of KYC operations, AML transaction monitoring, and surveillance. He also has sound experience in the areas of Name screening and Media Monitoring, People Management, Quality Checks, and Client Due Diligence/Know Your Customer (KYC). He is a Certified Anti-Money Laundering Specialist, and a Certified Anti-Money Laundering Investigator.

4. Gbolahan Babolola CAMS, CFE, ACFS MScAML/KYC Consultant

Gbolahan Babalola is a certified & licensed professional with globally accredited qualifications such as the Certified Anti Money Laundering Specialist (CAMS), Certified Fraud Examiner (CFE), Accredited Counter Fraud Specialist (ACFS), and a qualified National Health Care Service (NHS) Counter Fraud Authority Local Counter Fraud Specialist (LCFS) together with a Masters Degree in Criminology from the University of Hertfordshire United Kingdom Gbolahan is a member of the United Kingdom’s Fraud Advisory Panel, Association of Certified Fraud Examiners UK Chapter and the Association of Certified Anti – Money Laundering Specialist UK.

5. Faith Akosa Esq., LLB., BL.Legal Consultant and Senior Partner

Faith Akosa was admitted to the Nigerian Bar as a Barrister and Solicitor of the Supreme Court of Nigeria in 2012. He is a Legal Consultant and Senior Partner in the Commercial Law Department and Litigation Department at E-Four and AAF. He has vast experience in real property and estate management.

6. Ehinomen Ojemen, LLB., BL.Legal Practitioner, Content Writer, Legal Editor, Legal Research Expert and Financial Risk Marketing Specialist

Ehinomen Ojemen is a Legal Practitioner with more than 8 years working experience as a Legal Editor, Legal Researcher and Content Writer. She is currently a Legal Editor in Falana and Falana Chambers.  She was admitted to the Nigerian Bar as a Barrister and Solicitor of the Supreme Court of Nigeria in 2015. She is a Financial Risk Marketing Specialist and Content Writer in the Financial Crime Compliance Department at E-Four and AAF. She is also a Contributor in the Litigation Department at E-Four and AAF.

7. Izuchukwu Nweze

Legal Practitioner, Legal Editor and Legal Research Expert Izuchukwu Nweze is a Legal Practitioner with more than 6 years working experience as a Legal Practitioner and Legal Editor. He is currently an Associate Editor in DSC Publications Ltd.  He was admitted to the Nigerian Bar as a Barrister and Solicitor of the Supreme Court of Nigeria in 2018. He is also a Contributor in the Litigation Department at E-Four and AAF.